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by Jeff C. Johnson


Saving Money in Your Twenties Is Tough — But It Can Be Done!

I realize it can be a challenge to save money in your twenties. Between how much school costs and the cost of living now, it seems impossible. But it can be done. If you are a recent or soon-to-be graduate from high school or college, this is for you. The perfect time to learn financial...

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by Jeff C. Johnson


Investing in Stocks Is Simple, but It's Not Necessarily Easy

Investing in stocks can be simple. But it’s not necessarily easy. In fact, it can be completely overwhelming. It’s simple because today’s mutual fund offerings are low-cost, well-diversified, and tax-efficient. They make investing uncomplicated and straightforward. But the constant attention by mass media makes it difficult. 24/7 information access to prices via the internet or...

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by Jeff C. Johnson


How to Get the Financial Wind at Your Back for Smooth Sailing

There’s nothing better than the feeling of having the wind at your back. A tailwind can make brisk walking, running, or biking easier! It’s far better than facing stiff headwinds and, in your financial life, the same is true. Having the financial wind at your back makes life, relationships, and career feel like a breeze....

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by Jeff C. Johnson


How Can I Tell the Difference between Good Debt and Bad Debt

Many people in modern America fall deep into a debt hole. And it can take years to climb out of that hole. It would be nice to never have to borrow money, but it’s probably not practical for most of us. That being reality, it’s important to understand the difference between good debt and bad...

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by Jeff C. Johnson


Having Healthy Financial Habits Will Help You Live the Life You Want

Buying lots of stuff and excess material goods really doesn’t make you happy. There might be a thrill when you buy something new, but it wears off quickly. If you want happiness, it is healthy financial habits that will get you there. The obvious value of healthy habits is the low stress of being financially...

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