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by Jeff C. Johnson


Investing Is Like Playing Golf

I’m not much of a golfer, but, ironically, I enjoy watching the sport on Sunday afternoons. Maybe it’s my understanding of how difficult the game is that causes me to enjoy a relaxing afternoon watching the professionals. Golf can actually be easy for some people, some of the time. They hit the ball so crisply,...

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by Jeff C. Johnson


How Long Will a Million Last?

An investor met with me to consider his upcoming retirement from the workforce. He was youthful (in his mid-50s) and had accumulated $1 million in his various accounts. When I asked him the “why retire now” question, he said, “Why not, I’m a millionaire!” Eligible for Social Security, but not for a decade, he needed...

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by Jeff C. Johnson


Three Levels of Wealth, Part Five

From my previous posts, you know most people have little to do with regard to their wealth-transfer planning. They need to see a lawyer to get a will and some other health-care documents. Still, it’s unfortunate that many people don’t do end-of-life planning, probably to avoid considering an uncomfortable topic (their future and hopefully far-off...

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by Jeff C. Johnson


Three Levels of Wealth, Part Four: The Four Residual Wealth Transfers

Residual wealth is money above the amount that you will need to live the rest of your life comfortably. It’s an individual number that should be determined with the assistance of an experienced financial professional. If you are in this bracket, consider the following: You now have two buckets of money. The first is the...

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by Jeff C. Johnson


Three Levels of Wealth, Part Three

A lot of people have less money than they need to quit working and live comfortably for life. They make do by continuing to work late into life, or by downsizing their living situation, or even by relying on others, often family members. Their wealth-transfer planning is fairly simple, yet often neglected. A smaller percentage...

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