Blog RSS

A client called me a couple days ago and wanted to either reduce his equity holdings right now or buy a “put” option on the market to hedge his downside. Even though we had reviewed this client’s asset mix a few weeks ago, recent news stories spooked him as the market declined one morning. This...

Contemplating retirement? Make the move into life-after-work only when you are truly ready, and that doesn’t mean just having enough cash and investments to live the rest of your life in comfort. It means you have a plan for what you will do with your life after you no longer have to work again. It...

Recently, a national business publication ran an article about “the compressing of fees” that is underway with financial advisory firms. The story claims that there is such great competitive pressure to reduce fees that many advisers are voluntarily and proactively lowering what they charge below the “standard” annual advisory fee of  1 percent of account...

In my university class, I teach students how to invest with a “generic” approach they can use to develop the right portfolio for themselves based on their circumstances. Frequently, after class I’m approached with student requests for specifics about how to invest. When asked, I am happy to share the actions I take for clients,...

When we talk about investment risk, what are we talking about, really? If you only own a few individual stocks, then bad market declines, a bad economy, or faulty stock selection could lead to a near-total loss of capital invested. The permanent risk of loss is potentially a very great percentage of the money invested....