I've spent over 30 years in the financial services industry as a stockbroker, financial planner, and, more recently, teacher. There are, in fact, methods that can help you achieve your financial goals; I call these principles the Five Financial Foundations. How did I discover them? I observed real people, with real financial challenges, who intuitively applied these basic principles to build a more secure financial life, and I learned that not only did they benefit financially, they benefited in other, nonfinancial ways. They had less work and worry as their lives progressed, with happy marriages and family situations, and they experienced a calm that is the result of having what I term "Financial Confidence."
The Five Financial Foundations is focused on the beginner, someone who is just starting their journey to financial security, such as a college student or a young professional, but the principles apply equally to anyone who needs to begin that journey, no matter the age or current situation.
I encourage you to begin that journey now, with my book (or even someone else's), to empower yourself to build a firm financial foundation, to have less stress over finances, and to increase your financial security. The world would be a better place, and we would be happier people, if everyone followed the Five Financial Foundations.